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The Internal Revenue Service has some specific restrictions about using your IRA funds on a pre retirement basis; you might be surprised to learn that if you buy a second home using the funds from your IRA money pre retirement there may be serious tax implications. In order to purchase a second home using retirement funds, certain conditions must be met to avoid penalties. One of these conditions is that you or your spouse has not met the $10,000 dollar lifetime cap on IRA withdrawals for a home.
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